Whether you are a full time or part time student, you may qualify for financial aid. Financial aid can come from a variety of sources (federal, state, or private programs) and in different forms of aid, including scholarships, loans, grants, and work-study funding.
An FSA ID is a username and password that you must use to log in to certain U.S. Department of Education (ED) websites. Your FSA ID identifies you as someone who has the right to access your own personal information on ED websites such as the Free Application for Federal Student Aid (FAFSA) at fafsa.gov. FAFSA stands for the Free Application for Federal Student Aid. It is the cornerstone for financial aid: completing the application gives you access to other potential sources of funding. (You may find our FAFSA tutorial videos helpful.) When you are ready to get started pursuing financial aid, visit the FAFSA website and complete the application. Be sure to use the Three Rivers school code: 009765
Depending on your financial status and other eligibility factors, you may qualify for additional sources of aid. The Department of Education’s Federal Student Aid website has lots of detailed information.
These grants are need-based, and awarded only to students who have not earned a bachelor’s or professional degree. Because they are grants, you do not need to repay them. Any Pell Grant you qualify for will be credited against your Three Rivers student account.
These supplemental grants are awarded to Pell Grant recipients who document acute financial hardship. The amount of funds available to Three Rivers students varies from year to year.
These fixed-rate student loans do not require you to make any payments until six months after you leave college. You can get information on amounts that can be borrowed, interests rates, repayment options, and complete your application at the federal student loans website.
Connecticut residents who demonstrate serious financial need may qualify for these grants. Our Financial Aid office will award these based on funding availability and individual eligibility, which includes satisfactory academic progress.
You can contact our Financial Aid office to find out your eligibility, and to learn of work-study job openings at Three Rivers. (Limit: 20 hours per week.) In-state students may also be eligible for state-funded Community College Work-Study funding. Work-study funding is needs-based.
This program allows parents of dependent students to borrow in their own name through the Federal Direct Loan Program to help meet the student’s educational expenses.
If you have exhausted all federal and state aid options, you can consider a private educational loan, which generally have higher interest rates. The FinAid website has a useful comparison chart; information on the Federal Aid First website can help you understand the differences between federal and private student loans.
We encourage all students to pursue scholarship opportunities: many civic groups, large employers, cultural and religious institutions, and other organizations make scholarships available. High school students should check with their guidance office for opportunities to apply.
Once you are enrolled at Three Rivers, there are a number of grants and scholarships you can apply for through the school. Three Rivers scholarships take into consideration your area of study, proven academic performance, and other circumstances. Your academic advisor and our Financial Aid office can help you with these.
Are you a first student in your family to attend college?
According to the U.S. Department of Education NCES, nearly one-third of all incoming freshman each year are first generation college students who are defined as learners coming from a family where neither of their parents or guardians have obtained a college degree. Students in this category often face obstacles their peers don’t experience, but with the right inside knowledge, they can be successful in their college career.
We’ve found an excellent webpage that is a great start — the First Generation College Student Guide. It provides information on financial aid, checklists, timelines, and more, helping you understand the challenges and unknowns while also offering concrete guidance, support and resources.